Pick your template
Popular budget templates
Our bestselling money tools — each one set up in minutes and fully editable.
Expense trackers, bills & business
Track family spending, never miss a payment, and manage company finances.
Common questions
Which budget template should I start with?
New to budgeting? Start with the Simple Budget ($19). Planning a full year month by month? Choose the Monthly or Annual & Monthly Budget. Paid weekly or fortnightly? Budget by Paycheck fits best. Want everything in one system — debt payoff, net worth and investments included — the Ultimate Personal Finance Tools ($49) is the most complete single template.
Do these connect to my bank account?
No — and that’s deliberate. Everything runs inside your own Excel file with no accounts, no linking and no data leaving your computer. Enter transactions manually or paste them from your bank’s export.
Do they work in any currency and language?
Yes. The templates support 40+ currencies and every label is editable, so you can use them in any language.
Is this a subscription?
Never. One payment, lifetime access, free future updates — no monthly fees, and nothing expires.
Which Excel versions are supported?
Excel 2016 and later, including Microsoft 365 on Windows, Mac and Excel for the Web. Every template is 100% VBA-free, so there are no macro security warnings.
Should I buy templates individually or get Life OS?
If you need one or two tools, buy them individually. If you want three or more — or the planners, habit tracking and calendar as well — Life OS at $99 includes all 8 finance templates plus all 7 planning and habit templates, which is far less than buying them separately.
Can I edit and customise them?
Yes — every sheet and formula is fully unlocked. Add your own categories, change the logic, and adapt the layout however you like.
Do I get updates?
Free lifetime updates on everything you buy. When we improve a template, the new version appears in your account downloads at no extra cost.