Budget Starter Pack
What’s inside — 7 full templates
Every template is the complete product, exactly as sold on its own page, bonuses included.
How to use the pack
Compare the packs
Three steps: the budgets, the full personal finance system, or everything we make. Only Life OS includes the other two.
| Template | Budget Starter Pack $49 | Ultimate Personal Finance Excel Templates $69 | Life OS™ $99 |
|---|---|---|---|
| Simple Budget | ✓ | — | ✓ |
| Monthly Budget | ✓ | — | ✓ |
| Budget by Paycheck | ✓ | — | ✓ |
| Personal Budget Planner & Tracker | ✓ | — | ✓ |
| Zero-Based Budget | ✓ | — | ✓ |
| 50/30/20 Budget | ✓ | — | ✓ |
| Monthly Bill Payment Calendar | ✓ | — | ✓ |
| Ultimate 26 finance templates: debt, savings, investments, net worth | — | ✓ | ✓ |
| 30 bonus budgeting-method & savings templates | — | ✓ | ✓ |
| Annual & Monthly Budget · Income & Expense Tracker · Business & Travel budgets | — | — | ✓ |
| Planners, calendar, habits, meals, workouts | — | — | ✓ |
| New finance templates added free | ✓ | ✓ | ✓ |
| This pack | View | View |
Specifications
Everything you need to know before you buy.
| You receive | 7 Excel templates (Simple Budget, Monthly Budget, Budget by Paycheck, Personal Budget Planner & Tracker, Zero-Based Budget, 50/30/20 Budget, Monthly Bill Payment Calendar), each with blank and sample-data versions and any bonus files from its product page. Delivered as a .zip; new budgeting-method templates appear in your account downloads as released. |
| File format | .xlsx (Excel). Each template includes an Instructions sheet |
| Works with | Excel 2016, 2019, 2021, 2024 and Microsoft 365 on Windows and Mac; Excel for the Web for viewing and light editing. Not built for Google Sheets |
| Macros | None. No external links. 100% formula-based |
| Customisation | Currencies, categories and labels editable in every template; several include built-in currency and language selectors and Default, Edit, Print and Dark view modes. No password |
| Licence | Personal use on all your devices. Team licences here |
| Updates | Free lifetime updates, including new templates added to this pack |
| Refunds | Digital product; no refunds for change of mind. Any technical problem, contact us and we’ll fix it |
Next steps
Other options
Got the budgets covered? The next move is the full system — every debt, savings and net-worth tool in one workbook. Or take everything we make and never buy a template again.
Questions before you buy
Why buy the pack instead of one budget?
Because most people don’t know which style will stick until they’ve tried it. Two templates bought separately already cost $38–58; the pack is $49 for all seven, and every new budgeting method we release is added free.
Which one should I open first?
Paid monthly: Monthly Budget. Paid weekly or fortnightly: Budget by Paycheck. Want every dollar assigned: Zero-Based. Want a rule: 50/30/20. Not sure: Simple Budget takes five minutes. When one sticks, move up to the Personal Budget Planner & Tracker to plan the year and log transactions.
Do I get the 10 bonus budgets that come with Simple Budget?
Yes. Every template in the pack is the full product, bonuses included.
Will more templates be added?
Yes. Any new budgeting-method template we release (weekly, envelope, household and others in progress) is added to this pack, and everyone who already owns it finds the new file in their account downloads at no charge.
What’s the difference between this pack and the Ultimate Personal Finance Excel Templates?
This pack is seven standalone budget dashboards — each a polished single-purpose file. Ultimate ($69) is one connected 26-tab workbook that goes beyond budgeting into debt payoff, savings, investments and net worth, plus 30 bonus templates. Want both? Life OS ($99) includes them and every planner.
Do these connect to my bank?
No. They’re plain Excel files — nothing leaves your computer and there are no accounts. Type your numbers in or paste them from a bank export.
Will they work in my currency and language?
Yes. Currencies and labels are editable in every template; several include built-in currency and language selectors.
Is it a one-off payment?
Yes. $49 once, keep everything forever, free updates. No subscription.
Can I upgrade to Life OS later?
Yes — contact us with your order number and we’ll credit this pack against Life OS.










